Are you in need of a new dentures insurance policy? Do you currently have a dental insurance plan? The reason that I ask that question is because if you did already own dental insurance, you'd realize that it does not immediately cover new dentures. As a matter of fact, you'll be hard pressed to find an insurance policy that will cover even a decent portion of the cost of new dentures, unless you've owned the policy for several years. This is how insurance companies look at dentures.
Dentures are looked at as cosmetic dentistry by most insurance companies. If you buy a new dental insurance plan they'll also look at your need as a pre-existing condition and they won't cover one red cent initially. Most new plans require what is known as a "waiting" period. This usually lasts for twelve months and then your plan will begin to assist you with pre-existing conditions. The only problem here is that they do it on a progressive scale. An example would be as follows:
1st Year - No coverage for pre-existing conditions
2nd Year - 10% coverage
3rd Year - 25% coverage
4th Year - 50%
And so on.....
Another problem with dentures insurance is that dental "insurance" is expensive and it's only designed to provide preventive care in order to keep you from developing any major dental problems. But what if you already have a major dental problem?
The answer is called a "Dental Discount Plan". Discount plans offer savings of between 10-60% off both preventive AND major dental care. This includes not only cleanings, x-rays, ect., but also dentures, bridge work, braces, root canals and more. Some plans cover more than 50% on upper dentures alone, depending upon where you live and the plan you choose.
Dental discount plans aren't insurance coverage so pre-existing conditions are no problem. There are no exclusions, no age limits, no hassles and you can start seeing a dentist in 1-3 days. The enrollment fee is less than most insurance and you'll save more than that on your first visit! So to heck with dentures insurance! Grab yourself a dental discount plan today and start saving!
Dentures are looked at as cosmetic dentistry by most insurance companies. If you buy a new dental insurance plan they'll also look at your need as a pre-existing condition and they won't cover one red cent initially. Most new plans require what is known as a "waiting" period. This usually lasts for twelve months and then your plan will begin to assist you with pre-existing conditions. The only problem here is that they do it on a progressive scale. An example would be as follows:
1st Year - No coverage for pre-existing conditions
2nd Year - 10% coverage
3rd Year - 25% coverage
4th Year - 50%
And so on.....
Another problem with dentures insurance is that dental "insurance" is expensive and it's only designed to provide preventive care in order to keep you from developing any major dental problems. But what if you already have a major dental problem?
The answer is called a "Dental Discount Plan". Discount plans offer savings of between 10-60% off both preventive AND major dental care. This includes not only cleanings, x-rays, ect., but also dentures, bridge work, braces, root canals and more. Some plans cover more than 50% on upper dentures alone, depending upon where you live and the plan you choose.
Dental discount plans aren't insurance coverage so pre-existing conditions are no problem. There are no exclusions, no age limits, no hassles and you can start seeing a dentist in 1-3 days. The enrollment fee is less than most insurance and you'll save more than that on your first visit! So to heck with dentures insurance! Grab yourself a dental discount plan today and start saving!
Do Dental Discount Plans Really Save You Money or is Dental Insurance The Way To Go? Find Out The REAL Truth by Visiting http://www.Discount-Dental.net or by clicking on Dentures Insurance. Joe Stewart is a former Life And Health Insurance Agent that now works for himself by providing solid, expert information to consumers.
Contact us today!Article Source: http://EzineArticles.com/?expert=Joe_Stewart
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3 comments:
Do not forget to get your denture duplicated just in case of emergency. You can find very affordable duplicated dentures at http://www.lowcostdenturerepair.com
Thanks for great information you write it very clean. I am very lucky to get this tips from you
Clinical Technology
Thanks for your great information. We all appreciate your information. Keep posting these kind of
nice blogs.
Loose Dentures Essex
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